Price the risk
Are rates keeping pace with changes in risk, claims experience, inflation and portfolio mix?
Pricing, claims, reserves, catastrophe exposure, reinsurance and capital are often analysed separately. But the decisions made in one can materially change the outcomes in another.
Analytics Re brings those perspectives together — helping insurers understand performance, quantify risk and make better decisions across the business.
We help connect those views so that pricing, portfolio, reserving, catastrophe, reinsurance and capital decisions can be understood in the context of the business as a whole.
Are rates keeping pace with changes in risk, claims experience, inflation and portfolio mix?
Where is profitability changing, what is driving it and which segments require attention?
How are claims developing, where is uncertainty emerging and what does it mean for reserve adequacy?
Where is risk accumulating, how could extreme events affect the portfolio and where are the vulnerabilities?
How much risk should be retained, what protection should be purchased and how should the programme respond as the portfolio changes?
How do underwriting, catastrophe and reinsurance decisions interact with earnings volatility, solvency and capital?
The most important insurance questions rarely belong to a single discipline.
A change in portfolio performance may begin as a pricing question and become a reserving, catastrophe, capital or reinsurance question. We bring the relevant disciplines together around the decision rather than treating each analysis in isolation.
Shape the protection.
Understand the economics.
Understand the extremes.
Find the drivers.
Change how insight is used.
You don’t need to know which analytical discipline your problem belongs to. Start with the question you need answered, and we’ll bring together the expertise needed to answer it.
Why has profitability changed — and what's actually driving it?
Are our current rates keeping pace with the risk we're writing?
Where is risk accumulating across our portfolio?
Are our reserves responding appropriately to emerging experience?
What would a major catastrophe do to earnings and capital?
Is our current reinsurance structure still right for the portfolio?
Which segments are consuming capital without generating sufficient return?
What happens to our financial position if claims inflation remains elevated?
Where could external data materially improve our understanding of risk?
Where could AI genuinely improve underwriting, actuarial or claims workflows?
Different leaders see different parts of the insurer. The strongest decisions connect those perspectives.
Enterprise performance, strategy and major risk decisions.
Enquire more Chief ActuaryPricing, reserving, capital and actuarial judgement.
Enquire more Chief Underwriting OfficerRisk selection, portfolio performance, pricing adequacy and underwriting strategy.
Enquire more Data & AI LeadersData strategy, advanced analytics, AI adoption and decision intelligence.
Enquire more Portfolio & Pricing LeadersGranular performance, segmentation, pricing and portfolio action.
Enquire more Head of ReinsuranceRetention, programme structure, protection and renewal strategy.
Enquire more Chief Risk OfficerRisk appetite, solvency, scenarios and emerging exposures.
Enquire more Chief Financial OfficerEarnings, forecasts, capital efficiency and financial volatility.
Enquire moreOn rates, reserves, capital or the portfolio itself, an independent view of the evidence is a good place to start.